Survival in Difficult Times

Product Package

The “ Survival in Difficult Times Product Package” contains a range of articles, reference material, questionnaire workbook containing thought-provoking questions to assist accountants, business advisors to undertake a detailed due diligence review of a client’s business activities so as to give your client suggested strategies to assist your client to survive in these “ Difficult Times.”

Alternative to the subscription for the complete “Survival in Difficult Times Product Package”

You can subscribe for the individual papers relative to COVID-19 Coronavirus and natural disasters if you wish.  The amount of the subscription for each paper is shown with the brief description of the contents of a paper.

Some of the papers are available “FREE” to give you the opportunity of reviewing how we prepare these types of papers.  You are welcome to order these free papers through the shopping cart.

Please note that, if you subscribe to the “Survival in Difficult Times Product Package” you will receive all of the papers mentioned in the “Survival in Difficult Times Learn More”.

If you have any queries about the "Survival in Difficult Times Product Package" please don't hesitate to give me a call:

Email - peter@essbiztools.com.au   Phone - 1800 232 088

The “Survival in Difficult Times Product Package” contains:

  • Individual papers on government loans/grants/incentives to purchase for COVID-19 Coronavirus and natural disasters – droughts, bushfires, floods, cyclones
  • A brief description is provided for each paper.
  • Survival in Difficult Times for SMEs Workbook – a series of 37 questionnaire workbooks to assist in the evaluation of a client’s business operations which could be undertaken by your client’s leadership team or as an assignment performed by your team.
  • Business Evaluation for SMEs (Paper 006 – 085) – a separate “reference paper” which is linked from “Survival in Difficult Times for SMEs Workbook” to give more information on strategies to survive in “Difficult Times”.
  • Characteristics of a Well-Run Business (Paper 006 – 080) – a summary of 20 key characteristics that most businesses should be aspiring for to ensure successful operations.
  • 10 Point Checklist for COVID-19 Coronavirus and Natural Disasters Strategies
  • Survival for SMEs Mentoring Video (weekly) until 30 September 2020
  • ESS BIZTOOLS “Business Plus” a monthly newsletter that accountants/business advisors can badge and send to clients – uploaded monthly until 30 September 2020.
  • Access to a range of other papers that are linked from “Business Evaluation for SMEs” (Paper 006-085)
  • Marketing/promotional hints relating to “Survival in Difficult Times”
  • Procedure Control Form to guide you through the mentoring process with your clients

Want To Know More?

Package Content:

The “Survival in Difficult Times Product Package” has been prepared to assist accountants/business advisors to mentor clients on a range of commercial issues relating to the survival of their businesses during the COVID-19Coronavirus/Recovery from Natural Disasters Period.

There are a number of components incorporated within the “Survival in Difficult Times Product Package” including:

  • Papers relating to Australian, State and Territory Governments Loans/Grants/Incentive to purchase which will assist accountants/business advisors to be able to advise clients on the application processes.
  • 10 Point Checklist for COVID-19 Coronavirus and Natural Disasters Strategies
  • Survival in Difficult Times for SMEs Workbook – a series of 37 questionnaire workbooks to assist in the evaluation of your client’s business. Details of the contents of the questionnaire workbook are as follows:
      • ACTION LIST REPORT
    • FINANCIAL REVIEW
      • FINANCIAL ACCOUNTS REVIEW
      • GROSS PROFIT ANALYSIS REVIEW
      • WAGES TO TURNOVER ANALYSIS REVIEW
      • NET PROFIT BEFORE TAX PERCENTAGE ANALYSIS REVIEW
      • DEBTORS REVIEW
      • DEBTORS DAYS OUTSTANDING CALCULATOR
      • FIXED ASSETS REVIEW
    • MARKET AND CUSTOMERS REVIEW
      • MARKET REVIEW
      • MARKETING REVIEW
      • SALES REVIEW
      • CUSTOMERS REVIEW
      • SALES ANALYSIS AND REVIEW
      • SALES TARGETS
    • CASHFLOW REVIEW
      • CASHFLOW FORECASTS & BUDGET REVIEW
      • CASHFLOW FORECAST - SHORT TERM
    • PERFORMANCE ANALYSIS
      • BENCHMARKING REVIEW
    • BUSINESS OPERATIONS REVIEW
      • COST REVIEW
      • STOCK (INVENTORY) REVIEW
      • WORK IN PROGRESS REVIEW
      • TEAM MEMBER REVIEW
      • BANKS' / LENDERS' REVIEW
      • LEADERSHIP ISSUES REVIEW
      • BUSINESS STRATEGIES REVIEW
      • INSURANCE REVIEW
      • SUPPLIERS REVIEW
      • EXPORTERS REVIEW
      • IMPORTERS REVIEW
      • FRANCHISING - FRANCHISEES' QUESTIONS REVIEW
      • FRANCHISING - FRANCHISORS' QUESTIONS REVIEW
      • PROPERTY INVESTMENTS REVIEW
      • THEFT & PILFERAGE
      • WASTAGE/SHRINKAGE REVIEW
      • RISK MANAGEMENT STRATEGIES REVIEW
      • SUCCESSION PLANNING FOR THE BUSINESS CHECK LIST
      • BUSINESS EXPANSION / ACQUISITION REVIEW
    • SUCCESSION PLANNING PERSONAL
      • SUCCESSION PLANNING PERSONAL CHECK LIST
  • Business Evaluation for SMEs (Paper 006 – 085) a separate “reference paper” to assist your clients or your team to obtain additional information on various strategies that they might be considering. Details of the contents of this reference paper are as follows:
    1. 2020 Brings Many Challenges!
    2. Government Loans And Grants For Natural Disasters
    3. COVID-19 (Coronavirus) Assistance
    4. Applying For Government Loans/Grants For Clients
    5. Business Monitoring/Benchmarking
    6. Steps To Ensure Peak SME Fitness
    7. Cost Review
    8. Team Members
    9. Wastage/Defects And Reworks
    10. Shrinkage
    11. Theft Pilferage And Fraud
    12. Cashflow Forecasts, Budgets And Projected Balance Sheets Are Important
    13. Cashflow Management
    14. Customers
      1. New Customers
      2. Check the Credentials of New Customers
      3. Keeping Customers
      4. 80:20 - Customers
      5. Spread Your Risk of Danger
      6. Unemployment Effects
      7. Personal Property Securities Register
    15. Debtors' Management
      1. Systems Review
      2. Ensuring Your Big Customers Pay
      3. Give Your Customers A Reason To Pay
      4. Follow-Up Your Debtors
      5. Don't Be The Financier For Your Customers
      6. Personal Property Securities Register
    16. Debtor Finance (Factoring) An Help
    17. Credit/Debtor Insurance
    18. Work In Progress
    19. Stock (Inventory)
    20. Suppliers
    21. Importers
      1. Currency Contracts
      2. Tradex Scheme
      3. Currency Movements
    22. Exporters
      1. Export Plans
      2. Foreign Exchange Contracts
      3. Currency Movements
      4. Export Financing
    23. Banks/Lenders
      1. Bank's "Rule Book"
      2. Keep Bank Informed
      3. Review Debt Covenants
      4. Are You Living Off Credit?
      5. Don't Rush Out and Borrow More Money
      6. Financial Stress Testing
      7. Review Your Debt
      8. Consider Reducing Debt
      9. Talking to Another Bank Might be Good Insurance
      10. Build a Relationship With Your Bank
    24. Marketing
      1. Effective Marketing Plan
      2. Inside Advantage
      3. Don't Curtail Marketing
      4. Market Generation
      5. Social Media
    25. Selling
      1. Building Your Business
      2. Professional Selling
      3. Purchasing
      4. Existing Franchisee
      5. Franchisor
    26. Profitability
    27. Property Investments
    28. Culture Is Important
      1. Attributes
      2. Business Loyalty
      3. Strategic Alliances
      4. Culture Is The Hidden Success
    29. Selling A Business
    30. Franchising
      1. Purchasing
      2. Existing Franchisee
      3. Franchisor
    31. Government
      1. Spending
      2. Industry Capability Network
    32. Capital
      1. Capital Components
      2. Crowd-Sourced Funding
      3. Early Stage Innovation Companies - Capital Raising
      4. S708 Capital Raising
    33. Leadership Is Vital For Success
    34. Benchmarking
      1. Australian Taxation Office
      2. Commercial Benchmarks
    35. Buying A Business
    36. Insurance
    37. Succession In Difficult Times
    38. Government Grants
    39. Avoiding Problems
      1. Concentrate On Core Business
      2. Retail
      3. Rent Incentives
      4. Avoid Dependency On A Few Customers
      5. Website
    40. The Big Picture
    41. Professional Advice
  • Characteristics of A Well-Run Business (Paper 006 – 080) a summary of 20 key characteristics Applicable to Most Businesses that if implemented will contribute to success. The 20 key characteristics discussed are:
    1. Personal Capacity and Development
    2. Excellent Customer Knowledge and Service
    3. Excellent Product/Industry Knowledge
    4. Excellent Systems
    5. Excellent Analysis of Results
    6. Excellent Cash Control
    7. Excellent Stock Management
    8. Excellent Work in Progress Control
    9. Excellent Debtor Control
    10. Excellent Cost Control
    11. Excellent Staff Management, Motivation and Communication
    12. Excellent Marketing Expertise/The Ability To Assess Market Place Opportunities
    13. Ability To Change With Market Conditions/Prices Review
    14. Excellent Assessment Of Competitors
    15. Capital Base
    16. Use of Professional Advisors: Accountant – Banker – Solicitor
    17. Networking
    18. Excellent Planning
    19. Excellent Quality Control
    20. Excellent Management/Administration
  • Survival for SMEs Mentoring Video – your opportunity to listen to a group of experts who will produce a weekly video on issues relating to COVID-19 Coronavirus and ongoing issues relative to natural disasters. The videos will last for approximately sixty minutes and will be produced weekly until 30 September 2020.

    Perhaps you could utilise the information contained within the SME Mentoring Video to produce your own video to forward to your clients many of whom could be working from home during this coronavirus period.
  • ESS BIZTOOLS Business Plus monthly newsletter which is designed for accountants to badge and then distribute to clients/prospects will be available for you on the second Friday of each month from April to September 2020. During this time many of the articles will relate to strategies to assist businesses to survive.
  • Marketing and promotional material to assist you to communicate with your clients/prospects during this very challenging time.
  • Access to approximately 27 papers that are referred to in “Business Evaluation for SMEs”
    • Benchmarking For SMEs – Paper 006-090
    • Risk Planning For SMEs – Paper 029-007
    • Budgets And Cash flow Forecasts – Paper 005-035
    • Cost Control – An Overview – Paper 037-001
    • Best Practice In Human Resources Management – Paper 017-050
    • PPSR – Operational Issues in Risk Management –Paper 051-010
    • Sundry Debtors – Paper 005-005
    • Insurance – An Overview – Paper 024-001
    • Work In Progress – Paper 005-010
    • Personal Property Securities Register – Paper 051-005
    • Stock Management – Paper 005-011
    • Stock (Inventory) Control – Paper 002-080
    • Internal Control And Systems Review – Paper 004-070
    • Suppliers – Paper 021-017
    • Tradex Scheme – Paper 014-041
    • Exporting Overview – Paper 015-001
    • Banks and Financiers – An Overview – Paper 011-001
    • Marketing – An Overview – Paper 008-001
    • Strategies for Making Profit – Paper 009-082
    • Valuation of Emerging Companies – Introduction – Paper 042-001
    • Checklist For The Sale of a Business – Paper 036-010
    • Industry Capability Network – Paper 014-015
    • Personal Leadership Capacity And Development – Paper 006-001
    • Hints on Buying A Small Business – Paper 001-020
    • Introduction to Insurance – Paper 001-033
    • Checklist for Succession Planning – Paper 050-055
    • Using Government Grants – Paper 014-001
  • A procedure control form to guide you through this process of mentoring advice to your clients.
  • Subscribers will be eligible to access during their twelve month subscription period any new papers or material that we add to the “Survival in Difficult Times Product Package”.

Package Content Breakdown

This package content can be purchased individually however you will obtain access to all content if you Subscribe to the Survival in Difficult Times Package. Please click the titles if to learn more or download then individually.

  • Australian Government:

    • Disaster Recovery Allowance
    • Export Finance Australia – Small Business Export Loan
    • Disaster Recovery Payment (if adversely affected by a major disaster)
  • Loans – Primary Producers And Farm Businesses Because Of Natural Disasters:

    • Queensland:
      • Drought Assistance Concessional Loan Scheme
      • Disaster Assistance Loans – Essential Working Capital – Primary Producers
      • Disaster Assistance Loans
    • New South Wales:
      • Natural Disaster Loan – Primary Producers
    • Victoria:
      • Drought Assistance Concessional Loan Scheme
      • Dairy Recovery Concessional Loan Scheme
  • Primary Producers and Businesses Loans Because of Natural Disasters

    • Queensland:
      • Exceptional Disaster Assistance Loans – Primary Producers and Businesses
    • New South Wales:
      • Special Disaster Loans – Bushfires
    • Victoria:
      • Victorian Bushfire Concessional Loans
      • Wangarratta Floods and Storms Concessional Loans
      • South-East Victoria Bushfire Recovery Loans – Primary Producers, Small Businesses, Not-For-Profit Organisations
    • South Australia:
      • Concessional Bushfire Loans
  • Coronavirus

    • Queensland:
      • Industry Recovery Package – Coronavirus
    • Northern Territory:
      • New Visitor Experience Program
      • Aboriginal Tourism Grant Program
  • Grants/Relief – Primary Producers Because Of Natural Disasters

    • Queensland:
      • Drought Relief Assistance Scheme
      • Drought Relief from Electricity Charges
      • Special Disaster Assistance Recovery Grants – Exceptional Circumstances
      • Special Disaster Assistance Recovery Grants – Primary Producers – Cyclone Trevor
      • Special Disaster Assistance Recovery Grants – Primary Producers in North and Far North Queensland Monsoon January/February 2019
      • Emergency Bushfire Response in Primary Industries
      • North Queensland Restocking, Replanting and On-Farm Information Grants
    • New South Wales:
      • Special Disaster Grant – Bushfires – Primary Producers
      • Transport Subsidy in Response to a Declared Natural Disaster
      • Emergency Drought Relief - Transport Subsidy
      • Emergency Water Infrastructure Rebate Scheme
      • Animal Welfare Transport Subsidy
      • Donated Fodder Transport Subsidy
    • Victoria:
      • Emergency Bushfire Response in Primary Industries Grants – Victoria
      • 2020 Victorian Bushfire Recovery Support Program
      • On Farm Emergency Water Infrastructure Rebate Scheme
      • On Farm Drought Resilience Grant Program
      • Southeast Victoria Bushfires Clean-Up and Restoration Grants – Primary Producers
    • South Australia:
      • Emergency Response in Primary Industries Grant
    • Western Australia:
      • Disaster Recovery Funding – Primary Producers
  • Small Business Loans Because of Natural Disasters

    • Queensland:
      • Disaster Assistance Loans – Essential Working Capital
      • Natural Disaster Assistance Loans – Small Businesses
    • New South Wales:
      • Natural Disaster Loan – Small Business
  • Small Business Grants Because of Natural Disasters

    • Queensland:
      • Special Disaster Assistance Recovery Grants – Small Business
    • South Australia:
      • Small Business Bushfire Recovery Grant

Individual Papers For Purchase (Included in Package):

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CategoryPaperDownload
Australian Government:
Disaster Recovery Payment (if adversely affected by a major disaster) (Paper 014-020)
Download
Loans – Primary Producers And Farm Businesses Because Of Natural Disasters:
Queensland: Disaster Assistance Loans (Paper 141 – 803)
Download
New South Wales: Disaster Assistance Loans (Paper 142 – 801)
Download
Grants/Relief – Primary Producers Because Of Natural Disasters:
Queensland: North Queensland Restocking, Replanting and On-Farm Information Grants (Paper 141 – 812)
Download
New South Wales: Special Disaster Grant – Bushfires – Primary Producers (Paper 142 – 804)
Download
Primary Producers and Businesses Loans Because of Natural Disasters:
Victoria: South-East Victoria Bushfire Recovery Loans – Primary Producers, Small Businesses, Not-For-Profit Organisations (Paper 143 – 810)
Download
Small Business Loans Because of Natural Disasters:
Queensland: Natural Disaster Assistance Loans – Small Businesses (Paper 141 – 804)
Download

Purchase Papers

CategoryPaperPricePurchase
Australian Government:
Disaster Recovery Allowance (Paper 014 – 014)
$11 (incl) GST
Purchase
Export Finance Australia – Small Business Export Loan (Paper 014 – 045)
$15 (incl) GST
Purchase
Loans – Primary Producers And Farm Businesses Because Of Natural Disasters:
Queensland: Drought Assistance Concessional Loan Scheme (Paper 141 – 801)
$22 (incl GST)
Purchase
Queensland: Disaster Assistance Loans – Essential Working Capital – Primary Producers (Paper 141– 807)
$11 (incl GST)
Purchase
Victoria: Drought Assistance Concessional Loan Scheme (Paper 143-801)
$11 (incl GST)
Purchase
Victoria: Dairy Recovery Concessional Loan Scheme (Paper 143-802)
$11 (incl GST)
Purchase
Grants/Relief – Primary Producers Because Of Natural Disasters:
Queensland: Drought Relief Assistance Scheme (Paper 141 – 802)
$22 (incl GST)
Purchase
Queensland: Drought Relief from Electricity Charges (Paper 141 – 805)
$11 (incl GST)
Purchase
Queensland: Special Disaster Assistance Recovery Grants – Exceptional Circumstances (Paper 141 – 806)
$11 (incl GST)
Purchase
Queensland: Special Disaster Assistance Recovery Grants – Primary Producers – Cyclone Trevor (Paper 141 – 813)
$11 (incl GST)
Purchase
Queensland: Special Disaster Assistance Recovery Grants – Primary Producers in North and Far North Queensland Monsoon January/February 2019 (Paper 141 – 814)
$11 (incl GST)
Purchase
Queensland: Emergency Bushfire Response in Primary Industries – Grant (Paper 141 – 816)
$11 (incl GST)
Purchase
New South Wales: Transport Subsidy in Response to a Declared Natural Disaster (Paper 142 – 803)
$11 (incl GST)
Purchase
Victoria: Emergency Bushfire Response in Primary Industries Grants – Victoria (Paper 143 – 803)
$11 (incl GST)
Purchase
Victoria: 2020 Victorian Bushfire Recovery Support Program (Paper 143-804)
$11 (incl GST)
Purchase
Victoria: On Farm Emergency Water Infrastructure Rebate Scheme (paper 143 – 806) $11 (incl GST)
$11 (incl GST)
Purchase
Victoria: Southeast Victoria Bushfires Clean-Up and Restoration Grants – Primary Producers (Paper 143-809)
$11 (incl GST)
Purchase
South Australia: Emergency Response in Primary Industries Grant (Paper 145-804)
$11 (incl GST)
Purchase
Western Australia: Disaster Recovery Funding – Primary Produces (Paper 147-801)
$11 (incl GST)
Purchase
Primary Producers and Businesses Loans Because of Natural Disasters:
Queensland: Exceptional Disaster Assistance Loans – Primary Producers and Businesses (Paper 141-815)
$11 (incl GST)
Purchase
New South Wales: Special Disaster Loans – Bushfires (Paper 142 – 805)
$22 (incl GST)
Purchase
Victoria: Victorian Bushfire Concessional Loans (Paper 143 – 805)
$11 (incl GST)
Purchase
South Australia:Concessional Bushfire Loans (Paper 145 – 805)
$11 (incl GST)
Purchase
Small Business Loans Because of Natural Disasters
Queensland: Disaster Assistance Loans – Essential Working Capital (Paper 141 – 808)
$11 (incl GST)
Purchase
New South Wales: Natural Disaster Loan – Small Business (Paper 142-802)
$11 (incl GST)
Purchase
Small Business Grants Because of Natural Disasters
Queensland: Special Disaster Assistance Recovery Grants – Small Business (Paper 141 – 809)
$11 (incl GST)
Purchase
South Australia: Small Business Bushfire Recovery Grant (Paper 145 – 803)
$11 (incl GST)
Purchase
Coronavirus:
Queensland: Industry Recovery Package – Coronavirus (Paper 141 – 811)
$22 (incl GST)
Purchase
Northern Territory: New Visitor Experience Program (Paper 148-514)
$11 (incl GST)
Purchase
Northern Territory: Aboriginal Tourism Grant Program (Paper 148-515)
$11 (incl GST)
Purchase

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